'Ideal borrower' discounts emerge
4.4%
4.5%
4.5%
4.6%
4.6%
4.7%
4.7%
4.8%
4.8%
4.9%
4.9%
5.0%
5.0%
Apr ’15
May ’15
Jun ’15
Jul ’15
Aug ’15
Sep ’15
Oct ’15
Nov ’15
Dec ’15
Jan ’16
Feb ’16
Mar ’16
Apr ’16
May ’16
Jun ’16
Jul ’16
Aug ’16
Sep ’16
Oct ’16
Owner-occ, 80% LVR
Investor, 95% LVR
Based on average variable rates each day for approx. 100 lenders.