Student loan nonpayment rates at Alabama colleges

The nonpayment rate is the share of federal Direct Loan borrowers associated with each institution who were more than 90 days delinquent when the latest data were collected. Compare the late May 2026 rates with the rates published in July 2025.

Borrower counts are rounded to the nearest 100 by the U.S. Department of Education. Rates are tied to the institution a borrower attended, not the borrower’s current state of residence. Private student loans are not included. A borrower who is more than 90 days delinquent is not necessarily in default, which generally occurs after at least 270 days without required payments.
Chart: Trisha Powell Crain | Alabama Daily NewsSource: U.S. Department of Education, Federal Student AidGet the data Created with Datawrapper