A slope chart showing the share of U.S. households that don't have a bank account, by race and ethnicity, between 2019 and 2023. Black households have the highest share, decreasing from 13.8% in 2019 to 10.6% in 2023. Hispanic households follow, at 9.5% in 2023. Asian and White households have significantly lower shares, at 2.0% and 1.9%, respectively.