Credit scores are generally represented in three distinct categories. These categories are: Good, Fair, and Poor. This graphic's purpose is to provide a side-by-side comparison of the top insurance providers in Lakewood, CO, and how much they charge on average in a month for each of these three credit score ratings. If you have a good credit score, then the provider that charges the least on average in Lakewood is USAA ($183), and the provider that requires the most is Farmers ($437). For Fair credit scores, the most affordable provider is USAA, and the least affordable provider is Allstate, with the former charging $228 per month and the latter charging $497. GEICO charges the lowest average monthly payment for those that have Poor credit (at $321), and Allstate charges the most (at $645).