2.82
1.61
0.89
0.24
0.14
0.07
0.03
0.00
Wind and hail
Water damage and freezing
All other property damage (2)
Fire and lightning
Theft
Bodily injury and property damage
Medical payments and other
Credit card and other (3)
(1) Claims per 100 house years (policies). One house-year represents policy coverage on a dwelling for 12 months. For homeowners multiple peril policies (HO-2, HO-3, HO-5 and HE-7 for North Carolina). Excludes tenants and condominium owners policies. Excludes Alaska, Texas and Puerto Rico. (2) Includes vandalism and malicious mischief. (3) Includes coverage for unauthorized use of various cards, forgery, counterfeit money and losses not otherwise classified.