Table 3: The 10 cheapest credit cards for frequent users

The costs for the first two years after signing up

moneyland.ch calculations based on official data from card issuers. All figures are in CHF.
Assumptions: CHF 12,000 of local purchases in Switzerland per year. EUR 5000 of foreign purchases per year. Five cash withdrawals of 200 euros each from foreign ATMs and five withdrawals of 200 francs each from Swiss ATMs.
You can find a detailed list of all cards including breakdowns of costs and benefits at https://www.moneyland.ch/en/credit-cards-comparison.
Chart: Ralf Beyeler, moneyland.chSource: moneyland.ch. Date: June 19, 2025.Created with Datawrapper