Best Savings and CD Rates Nationwide - Apr. 8, 2025

Rates below are APYs for the highest nationally available savings and CD accounts offered by federally insured banks and credit unions.

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*Savings account rates are variable, meaning they can be lowered at any time and without warning. CDs instead promise a given rate for their full term.

Chart: Investopedia / Sabrina KarlSource: Investopedia daily rate research