Black Home Purchase Lending vs Population Share, Top 50 Metros, 2025

Lending % = share of 2025 home purchase loans to Black borrowers. Population % = Black share of the adult population. Gap = lending minus population share; green means lending meets or exceeds population share, red means it falls short. Ranked from most to least underrepresented.

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Viewing: Black. Click a button to see the other groups:

White Hispanic Asian

Parity gap = lending share minus population share, in percentage points. Metro areas with small population bases show the widest swings, so read the raw shares alongside the gap. Top 50 metropolitan statistical areas by population.

Chart: Jason RichardsonSource: NCRC analysis of HMDA and Census ACS data, 2025Get the data