This graphic compares the average monthly premiums for Fort Collins, CO’s top insurers for four different age groups. These age groups are 17-year olds, 25-year olds, 35-year olds, and 65-year olds. This is important to take into consideration because insurance providers charge different rates based on the policy holder’s age. If you’re a 17-year old and are looking for the cheapest insurance provider in Fort Collins, USAA has the cheapest average cost at $606. Farmers, on the other hand, is the most expensive provider, with an average cost of $1,302. The best and worst providers for 25-year olds are: Farmers ($378) and GEICO ($201). For 35-year olds, GEICO is the cheapest, and Farmers is the most expensive, at $226 and $343, respectively. And for those that are in the last age group, State Farm is the cheapest insurance provider ($207), and Farmers is the least affordable provider for 60-year olds at $320 on average.