Average credit card APRs in the U.S.
Weekly averages ending Wednesday
The line chart shows the average APRs for credit cards in the U.S. from January 2023 through January 2024.
Jan
2023
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
2024
19.5
19.75
20
20.25
20.5
20.75
21%
2023 July
Most recent Fed
rate increase
2023 July
Most recent Fed
rate increase
2023 Dec
Most recent
Fed meeting
2023 Dec
Most recent
Fed meeting
2024 Jan 24
20.74%
2024 Jan 24
20.74%