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Originated · Denied · Fallout

HMDA modified Loan Application Register, 2021-2025. Originated = loan was made (action taken 1). Denied = lender turned borrower down (action taken 3). Fallout = application withdrawn, closed for incompleteness or approved but not accepted (action taken 2, 4, 5). Purchased loans and preapproval requests excluded
Chart: Jason RichardsonSource: HMDAGet the dataCreated with Datawrapper