Immediate vs. delayed payment terms: Cash flow trends among small businesses

Which of the following best reflects the business’s current cash flow situation?

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Disparities between immediate and 90-day terms are statistically significant
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Sample: 648 small business owners and decision-makers throughout the US (age 18+)

Source: 2025 Intuit QuickBooks Small Business Late Payments Report. Data from the Intuit QuickBooks Small Business Insights, a quarterly survey of US small businesses owners and decision-makers commissioned by Intuit QuickBooks in February 2025.