Average homeowners insurance premium in Mississippi, by zip code, in 2022

The highest average premium in the state was $3,607 in the 39564 zip code, which includes Ocean Springs in Jackson County. Data from a 2025 U.S. Department of Treasury analysis of rising insurance costs amid "elevated climate perils."

Note: The research did not include zip codes with fewer than 10 insurers or fewer than 50 total policies. For more information on the methodology, click the data source link below.
Chart: Alex Rozier, Mississippi TodaySource: U.S. Department of TreasuryGet the dataCreated with Datawrapper