Americans are saving far less than in the 1970s
The amount of money people in the U.S. have saved, expressed as a percentage of disposable personal income, has largely been lower in the 21st century than it was in the latter half of the 20th century. It stood at 3.9% in mid-2026, as compared to 15.3% in 1975.
Line chart showing that the U.S. savings rate is much lower in the 2020s than in the second half of the 20th. century.
