Share of Americans With Retirement Savings, by Age

Bars show the percentage of each age group with any retirement accounts.

The Fed's definition of retirement accounts includes individual retirement accounts, such as traditional and Roth IRAs, as well as workplace plans such as 401(k)s and pensions. It does not include general savings or brokerage accounts.
Chart: Investopedia / Sabrina KarlSource: Federal Reserve Survey of Consumer Finances, 2022.