Q: The government has recently floated the idea of changes to Australia’s superannuation system. One of those changes is to define superannuation and its purpose in law so that the use of super cannot easily be changed in the future. The proposed wording would see it defined as for the purpose of retirement income so that it could not be withdrawn early for things like buying a first home (but could potentially be accessed in extreme circumstances). Do you agree or disagree with giving super a definition that would rule out using it for purposes like buying a first home?