How car ownership costs have diverged since 2020

Price increases for auto-related costs since 2020, indexed to January 2020 = 100

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Price drops for insurance during 2020 reflect pandemic-era premium credits and discounts insurers issued as driving activity plummeted. The 2021 surge in used car prices reflects supply-chain disruptions and semiconductor shortages. Some late-2025 data points are unavailable due to reporting gaps.

Chart: Genna ContinoSource: U.S. Bureau of Labor Statistics (CPI)Get the dataCreated with Datawrapper