Percent of home purchase applications using government insured programs FHA, VA, or RHS by race and ethnicity

Most BIPOC groups rely more heavily on government insured lending programs than White non-Hispanic borrowers. Some Asian groups buck this trend, rarely using government loans.

Home Purchases   Refinances  

Applications for forward loans on owner-occupied, site-built, 1-4 unit homes. Loan purpose NA excluded.
Chart: NCRC Source: CFPB