Mortgage Payments as a Share of Income: U.S. vs. Canada Breakdown

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Median household incomes for US cities were sourced from the US Census Bureau, and median after-tax household incomes for Canadian cities were sourced from Statistics Canada. - Median single-family home prices for U.S. cities came from the National Association of Realtors. Canadian home prices came from CREA or individual real estate boards. - Mortgage payments were calculated assuming a 20% down payment, and a 30-year mortgage at a fixed rate of 6.86% (U.S.) or 3.79% (Canada).

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