The Long-Term Care Insurance Gap Among Older Adults

Only about 1 in 5 older adults hold long-term care insurance, leaving the vast majority dependent on out-of-pocket savings for home modifications or clinical care.

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Context: Without insurance safeguards, structural changes to a home must be funded through personal savings, community networks, or decentralized public assistance programs.

Source: Pew Research (2026)Get the dataCreated with Datawrapper