Can be used in 5-7-year plus portfolios as part of any long-term asset allocated portfolio. Expect volatility to reduce closer to the maturity date in 2030. Can be paired with active and passive equity funds/ETFs for asset allocation.
HDFC Gold ETF
Can be used if you want to invest in gold. It can form up to 10% of long-term portfolios in order to hedge equity risk. note that gold prices can remain dormant for long periods of time before suddenly shooting higher.
Kotak Banking ETF
Suitable for those with high risk appetite and ability to take volatility. The banking index has higher standard deviation than other large-cap indices and higher downside. Mix this with value and low volatile strategies. Note that large cap indices (and large-cap oriented funds) are also heavy on banking & finance sector.
