"Based on everything you know about your [name of sector] provider, to what extent would you agree or disagree with the following statement - 'I trust [name of provider]'?". Respondents answer once for every type of banking product they have. The question has the following options: "strongly agree", "agree", "neither agree nor disagree", "disagree" and "strongly disagree". The trust index score is calculated using the following formula: ((% answering strongly agree x 2) + (% answering agree) + (% answering disagree x -1) + (% answering strongly disagree x -2))/ 2. We use this formula to subtract those who distrust a provider from those who trust them, to give additional weight to those answering strongly agree and strongly disagree, and to create a single score to compare sectors and track change over time