National Average Rates for Insurance: DUI vs Clean Record

The table below shows national average rates for insurers for drivers with one DUI and drivers with a clean record. Progressive has the lowest average rate for drivers with a DUI, followed by USAA, Travelers, State Farm and Geico

Sample annual rates are for drivers with one DUI and drivers with a clean driving record. Many factors impact car insurance costs, including age, location, and coverage selections. Your actual costs may differ. Study source updated Jan. 21, 2026
Chart: Simmrin Law GroupSource: US NewsCreated with Datawrapper