On average, U.S. adults have correctly answered only about half of the 28 index questions since the initial 2017 survey

Distribution of correct answers to P-Fin Index questions

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Note: The P-Fin Index is designed to assess financial literacy across eight functional areas: earning, consuming, saving, investing, borrowing and managing debt, insuring, comprehending risk, and go-to information sources. Some columns don't add to up 100% due to rounding

Chart: Monday Morning EconomistSource: TIAA Institute-GFLEC Personal Finance Index (2017—2025).Created with Datawrapper