Distribution of fixed rates - deals under 4% getting harder to find
Number of loans in each rate band. Change is since 1 October and includes new product listings.
1-Jan
Change
less than 3.4%
0
0
3.4 - 3.6
7
-10
3.6 - 3.8
114
-75
3.8 - 4
404
-13
4 - 4.2
441
27
4.2 - 4.4
431
113
4.4 - 4.6
401
89
4.6 - 4.8
251
58
4.8 - 5
97
11
5 - 5.2
32
-4
5.2 - 5.4
12
-2
5.4 - 5.6
32
1
5.6 - 5.8
9
0
5.8 - 6
6
2
6 - 6.2
4
3
6.2 - 6.4
24
0
6.4 - 6.6
14
5
6.6 - 6.8
9
5
6.8 - 7
0
0
7 - 7.2
3
-1
7.2 - 7.4
4
2
7.4 - 7.6
14
6
7.6 - 7.8
12
6
Based on all variable rates from approx. 100 lenders. Includes non-standard rates such as low doc and intro rates.