Why Americans prefer banking with a digital-only bank

What are the reasons you prefer banking with a digital-only bank? (% of US adults whose main account is with a digital-only bank)

Ease of money transfer

Ease of setting up an account

User friendliness of mobile/online apps

Banking fees and charges

Customer service

Savings interest rate

Trustworthiness of brand

Level of security

Recommendations from people I trust

Range of products

Promotions

None of these