A higher deductible changes your share of a covered loss

Illustrative business-paid amounts for three eligible equipment losses (USD).

GetWorkly calculations, September 2026, U.S. educational example. Business share = smaller of eligible loss and per-loss deductible. Assumes full eligibility and an adequate limit; excludes premiums, depreciation, coinsurance, exclusions, defense costs, and uninsured losses. Not a quote or coverage determination.
Chart: GetWorklySource: GetWorkly illustrative calculationGet the data