Steep increase in access to credit
Population of age 20 and above; Borrowers ever present in retail bureau as of March of the respective year; 3. Borrowers active in the last 5 years in retail bureau as of March of the respective year; 4. Count of MSMEs in India as of March of the respective year.
Source: TransUnion CIBIL; MoSPI; Indian Industries Association (IIA); World Population Review; BCG analysis