Undergraduates struggle to repay their debt three years after college

Borrowers from for-profit institutions are the most likely to have loans in default

NOTES: This graph reports the share of undergraduate federal student loan borrowers three years into repayment in each sector. This graph does not include Parent PLUS or private student loans. Discharged loans are forgiven by setting the borrower's remaining debt balance to zero without further payment necessary, while loans that are "paid in full" have had their full balance owed repaid by the borrower.