Today's Best CDs Still Pay Historically High Rates

CD rates from 3 months to 5 years have skyrocketed since the Fed began hiking interest rates in March 2022, reaching a peak last fall. Rates shown are APYs for the top nationally available offers. Peak rates from Fall 2023 are based on end-of-month data.

Rates current as of July 31, 2024.
Chart: Investopedia / Sabrina Karl Source: Investopedia daily rate research
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