Big US banks have capital to spare
Minimum
common equity tier 1 (CET1) requirement
CET1
surplus to requirement
Ally Financial
7%
2.4%
American Express
7%
3.6%
Bank of America
10%
1.9%
Bank of New York Mellon
8.5%
2.3%
Citigroup
12.3%
1.2%
Citizens Financial
8.5%
2.1%
Capital One Financial
9.3%
3.8%
Discover Financial Services
7%
3.9%
Fifth Third Bancorp
7%
3.5%
Goldman Sachs
13%
1.6%
Huntington Bancshares
7.7%
2.5%
JPMorgan
11.9%
3.1%
Keycorp
7%
3.3%
Morgan Stanley
12.9%
2.1%
M&T Bank
8.5%
2.6%
Northern Trust
7%
4.4%
PNC Financial
7%
3.1%
Regions Financial
7%
3.3%
Charles Schwab
7%
19.7%
State Street
8%
3.1%
Truist Financial
7.4%
2.7%
US Bancorp
7%
3%
Wells Fargo
8.9%
2.3%