Top 4 reasons BNPL users cite as the reason for use, (%) 2026

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The chart above shows the top four reasons why consumers used buy now pay later options, among consumers who stated they have used buy now pay later options in the last 12 months.
*Data is derived from GlobalData’s January 2026 monthly survey of 2,000 respondents.

Source: GlobalData.Created with Datawrapper