Regulatory approaches to open banking (global evidence)

Comparison of national and global evidence on how regulation shapes open banking, covering regulators, speed, standards, enforcement, and coordination.

Findings illustrate that regulation-led approaches deliver faster implementation and broader data coverage, but global fragmentation remains a barrier without greater international coordination.
Chart: Payments IntelligenceSource: Cambridge Centre for Alternative Finance (CCAF), University of Cambridge Judge Business SchoolGet the dataCreated with Datawrapper