2018-2021 Loan Applications

Click on each headed to see where No Data Loans, applications that lacked race and ethnicity, ranked among a variety of categories compared to other race and ethnicities. The weighted average of loans with demographic data is also included.

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2018-2021 Action taken 1-5 for forward loans on owner occupied, 1-4 unit site built homes. A small number of outliers were removed based on rate spread, interest rates, or CLTV. Race was determined based on methods published at NCRC.org. Native American and Hawaiian or Pacific Islanders were excluded due to their limited geographic presence. The author recommends a geographically specific analysis for those groups. Contact the author for details.
Table: NCRC Source: CFPB Get the data