Investor Lending, Black Neighborhoods and Income

Estimated difference in the share of home purchase loans going to non-owner-occupants (or investment property only) between an all-Black and a no-Black tract in low-to-moderate income (LMI) and other tracts in percentage points.

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Significance shown in parentheses (non-LMI, LMI): * p < 0.05; ** p < 0.01; *** p < 0.001; n.s. = not significant.
Standard errors are clustered by county.

Chart: NCRCSource: NCRC analysis of HMDA and American Community Survey dataGet the data