Distribution of income groups by location effect

Percent of territories grouped by median household income in territories grouped by location effect

Bar chart showing the distribution of income groups by location effect

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* Values in insurers’ territories’ location effects were averaged across census geographies when grouped into quintiles.

Chart: Mohamed Al Elew Source: Office of Insurance Rates and Forms of the Michigan Department of Insurance and Financial Services via SERFF (location effect); U.S. Census (income)