| > | Frequency of nuclear verdicts has recovered to pre-pandemic levels but is not necessarily trending up further |
|---|---|
| > | Severity, on the other hand, has gone beyond recovery and is increasing at an accelerated pace from the pre-2019 years |
| > | Some of that severity may be caused by a temporary boost as backlogged cases are processed in courts |
| > | Defense costs are adding to claims inflation: the legal services index has constantly increased even as the all-items CPI dropped after peaking in 2022 |