A chart showing the percentage yields on U.S. Treasury bonds from Jan. 1, 2020 through Jan. 1, 2025. The 10-year dives to near-zero starting in March 2020 and crosses above the (steadily rising) 6-month Treasury yield in early September 2021, and stays above before crossing below the 6-month again in January 2025 after a decline starting in July 2024. The 10-year yield on Jan. 2, 2025 was 4.57 percent and the 6-month yield was 4.25 percent