The Sydney suburbs where only top Aussie earners can afford to buy a house

*Assumes a mortgage stress threshold of 30% of gross income, a loan term of 30 years, an interest rate of 5.83% (the current average variable rate for new owner-occupier loans per the RBA) and an LVR of 80%. *ATO data from the 2021-22 financial year was used to calculate the earnings percentiles and then adjusted to 2025 levels using the wage price index published by the ABS.
Source: Cotality (CoreLogic), RBA, ABS, ATO, FinderGet the dataEmbed