30-Year Fixed-Rate Mortgage Average Since June 2021
For new purchase loans with an 80% LTV, a 700–760 FICO score, and no discount points.
Jul ’21
Oct ’21
Jan ’22
Apr ’22
Jul ’22
Oct ’22
Jan ’23
Apr ’23
Jul ’23
Oct ’23
0
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11%
2.89%
6.38%
7.58%
6.11%
According to Freddie Mac, Oct. 2023's peak is the highest average since 2000.
5.26%
8.45%
7.01%