Health insurance cover for thermal baths, saunas, and spa treatments

The cover for thermal baths and saunas applies to long-term entry passes, and not to single visits. All limits are per calendar year unless otherwise specified.
* Swica: The benefits from Swica Forte, Praevita, and Optima can be combined.
** Cover applies to the combined cost of swimming pool and sauna passes.
*** ÖKK Start: For doctor-prescribed visits to thermal baths the cover is 50% of the cost, for a maximum of 12 visits per calendar year.
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