Figure 1

Premium Payments for Subsidized Enrollees Will Increase Nationwide if Enhanced ACA Subsidies Expire

Percent Increase in Average Monthly Premium Payments for Benchmark Silver Plan Without Enhanced Subsidies, 60-Year Old Couple Making $85,000, 2026
40-Year-Old, $32,000   60-Year Old Couple, $85,000  

Note: Premiums reflect the state median increase from rate filings applied to 2025 amounts and weighted by plan selections. Premiums do not reflect state-provided subsidies. Hawaii and Alaska have different federal poverty levels; the premium increase for an Alaskan 60-year-old couple making 401% of poverty would be substantially higher.
Source: KFF analysis of Census data, CMS data, Missouri Census Data Center Geocorr 2022 tool, plan selection data from state regulators and 2025 Open Enrollment Period Public Use Files, and premium data from Healthcare.gov, state regulators, or insurer filingsGet the dataDownload PNG