Auto Insurance Rates by Age and Gender in the U.S.

This chart compares average annual auto insurance premiums for male and female drivers at different ages. Teen and young adult males pay significantly more than females, but the gap narrows considerably as drivers get older.

On average, teen male drivers pay about $500 more annually than teen female drivers. The cost gap narrows substantially after age 25. The average annual cost of collision and comprehensive coverage is: $1,270 for young adult males $1,153 for young adult females Some states prohibit insurers from using gender to calculate premiums, including: Massachusetts, Hawaii, Pennsylvania, North Carolina, California
Source: Auto insurance rate data, U.S. averages.Get the dataCreated with Datawrapper