Share of homes that are mortgage-free, 2023

Among owner-occupied housing units
U.S. overall 39.8%

A map showing the share of mortgage-free homes in the U.S. by state in 2023, with darker shades of green indicating higher percentages. The U.S. overall rate is 39.8%, and states like West Virginia and Mississippi have higher rates, while states like California and Washington have lower rates.