Scenario 1 - Age 50 | Scenario 2 - Age 45 | |||
---|---|---|---|---|
Fixed payout without return of premium | 278,470 | 5.17% | 261,086 | 5.28% |
Fixed payout with return of premium | 242,571 | 5.99% | 235,991 | 5.99% |
Above, without accounting for return of premium | - | 4.89% | - | 5.25% |
Increasing payout with return of premium | 166,706 | 5.99% | 157,293 | 6.04% |
Above, without accounting for return of premium | - | 4.98% | - | 5.38% |