Fair Lending Review Analysis: SES Results

³Within the White SES tests we found that in 4 tests there the low White tester was favored and in 15 tests there was no difference in treatment between the High and Low White testers. Our paper focuses on the 44.1% of tests that revealed a difference in treatment as these behaviors reveal implicit bias. ⁴Within the Black SES tests we found that in 4 tests there the low White tester was favored, in 15 tests there was no difference in treatment, and 1 test was inconclusive between the High and Low Black testers. Our paper focuses on the 41.2% of tests that revealed a difference in treatment as these behaviors reveal implicit bias.
Table: NCRC