Based on owner occupier loans on Canstar's database, available for a loan amount of $500,000, 80% LVR and principal & interest repayments. Future cash rate based on CBA's cash rate forecast (15 Feb 22) that predicts the following cash rate increases: June 2022 - 0.15%, Q3 2022 - 2x 0.25%, Q4 2022 - 0.25%, Q1 2023 - 0.25%. Calculations have placed these increases at the following time points: June, August, September, November 2022 and February 2023. Repayment scenarios compare a 3 year fixed rate loan compared to a variable loan that is taken out now, with a 30 year loan term.