Financial services industries
Customer-centric industries
Shareholder value creation in financial services businesses has been more challenging, with life insurance lagging several other areas; business models with a stronger retail focus or more frequent touchpoints (e.g., non-life insurance businesses with annual renewal cycles) have fared better
Retail businesses that have put their customers’ needs at the core have shown significantly higher returns
1.7%
2.5%
5.2%
0.8%
11.1%
7.8%
4.2%
2.4%
Banks
Financial Credit Services
Non-life insurers
Life insurers
Personal goods
Leisure goods
Health care providers
LIBOR