Yearly average rate changes for homeowners insurance in each U.S. state since 2018, according to S&P Global Market Intelligence.
U.S. | 3.2% | 2.5% | 3.0% | 3.8% | 6.2% | 11.3% |
---|---|---|---|---|---|---|
Alabama | 0.7% | 1.9% | 3.4% | 1.9% | 3.6% | 8.9% |
Alaska | 1.0% | −0.7% | 0.0% | −0.1% | 1.0% | 5.2% |
Arizona | 2.4% | 2.6% | 3.5% | 3.9% | 11.2% | 21.8% |
Arkansas | 2.5% | 1.5% | 1.1% | 4.4% | 4.9% | 14.9% |
California | 5.3% | 6.3% | 6.9% | 5.8% | 3.2% | 10.0% |
Colorado | 6.2% | 5.8% | 5.8% | 6.6% | 11.4% | 11.8% |
Connecticut | 2.6% | 2.6% | 3.4% | 2.5% | 3.4% | 6.9% |
Delaware | 1.8% | 2.5% | −0.7% | 5.3% | 3.7% | 3.9% |
District of Columbia | 0.4% | 0.8% | 0.4% | 2.3% | 4.5% | 4.3% |
Florida | 3.2% | 0.4% | 10.9% | 8.4% | 9.6% | 4.9% |
Georgia | 4.9% | 3.6% | 2.4% | 3.8% | 4.2% | 5.5% |
Hawaii | 2.0% | 2.7% | 1.8% | 0.6% | 3.1% | 1.8% |
Idaho | 2.4% | 2.6% | 2.5% | 2.3% | 4.8% | 12.3% |
Illinois | 4.1% | 3.6% | 3.5% | 3.6% | 6.4% | 18.5% |
Indiana | 0.8% | 1.3% | 0.7% | 2.8% | 5.5% | 12.2% |
lowa | 1.3% | 2.2% | 1.8% | 4.7% | 7.7% | 13.5% |
Kansas | 2.8% | 2.1% | 2.5% | 4.1% | 4.7% | 8.7% |
Kentucky | 0.0% | 0.7% | −0.2% | 1.2% | 4.4% | 11.7% |
Louisiana | 0.6% | 0.0% | −0.9% | 3.6% | 6.5% | 13.7% |
Maine | 1.7% | 0.5% | 0.9% | 1.1% | 1.2% | 6.0% |
Maryland | 4.4% | 3.3% | 2.4% | 4.8% | 6.0% | 7.7% |
Massachusetts | 2.0% | 2.1% | 1.6% | 0.4% | 4.5% | 10.6% |
Michigan | 1.0% | 0.9% | 1.1% | 1.1% | 3.4% | 10.7% |
Minnesota | 2.7% | 3.2% | 2.2% | 4.3% | 6.7% | 15.3% |
Mississippi | 2.1% | 1.2% | 0.8% | 1.9% | 4.0% | 3.9% |
Missouri | 4.2% | 2.4% | 1.7% | 2.7% | 6.3% | 8.6% |
Montana | 3.8% | 1.6% | 4.3% | 4.2% | 6.9% | 9.4% |
Nebraska | 5.3% | 4.4% | 4.7% | 5.1% | 6.7% | 15.1% |
Nevada | 3.4% | 3.1% | 2.4% | 3.1% | 1.4% | 6.1% |
New Hampshire | 2.3% | 1.6% | 1.1% | 0.8% | 4.0% | 7.0% |
New Jersey | 2.1% | 1.4% | 0.1% | 2.8% | 3.7% | 4.5% |
New Mexico | 5.0% | 2.9% | 2.7% | 2.8% | 6.6% | 11.4% |
New York | 1.9% | 2.5% | 1.5% | 2.3% | 3.2% | 6.4% |
North Carolina | 6.1% | 0.3% | 2.9% | 1.9% | 12.3% | 9.0% |
North Dakota | 1.7% | 0.8% | 1.3% | 1.4% | 2.4% | 8.1% |
Ohio | 0.3% | 0.4% | 1.2% | 3.8% | 5.8% | 9.3% |
Oklahoma | 4.1% | 1.4% | 3.6% | 3.1% | 10.7% | 14.0% |
Oregon | 3.5% | 2.3% | 1.1% | 5.2% | 10.3% | 16.5% |
Pennsylvania | −0.3% | 1.1% | 1.0% | 2.4% | 5.0% | 7.0% |
Rhode Island | 4.4% | 2.9% | 2.8% | 2.8% | 5.1% | 12.1% |
South Carolina | 0.3% | 0.3% | 0.9% | 0.6% | 2.1% | 4.7% |
South Dakota | 5.0% | 3.2% | 3.6% | 5.0% | 7.5% | 11.3% |
Tennessee | 2.0% | 0.8% | 1.4% | 1.8% | 4.6% | 11.0% |
Texas | 5.4% | 3.4% | 2.3% | 5.1% | 10.7% | 23.3% |
Utah | 5.2% | 3.4% | 2.4% | 4.3% | 8.5% | 20.3% |
Vermont | 1.4% | −0.1% | 0.3% | −0.4% | 1.1% | 3.3% |
Virginia | 5.7% | 2.7% | 3.1% | 3.4% | 4.8% | 10.4% |
Washington | 3.6% | 2.9% | 2.0% | 2.0% | 3.2% | 14.0% |
West Virginia | 1.9% | −0.1% | −0.8% | 0.6% | 2.2% | 4.8% |
Wisconsin | 1.2% | 0.1% | 0.6% | 0.8% | 5.2% | 12.3% |