Homeowners insurance effective rate change by state

Yearly average rate changes for homeowners insurance in each U.S. state since 2018, according to S&P Global Market Intelligence.

Table with 7 columns and 51 rows.
U.S.3.2%2.5%3.0%3.8%6.2%11.3%
Alabama0.7%1.9%3.4%1.9%3.6%8.9%
Alaska1.0%−0.7%0.0%−0.1%1.0%5.2%
Arizona2.4%2.6%3.5%3.9%11.2%21.8%
Arkansas2.5%1.5%1.1%4.4%4.9%14.9%
California5.3%6.3%6.9%5.8%3.2%10.0%
Colorado6.2%5.8%5.8%6.6%11.4%11.8%
Connecticut2.6%2.6%3.4%2.5%3.4%6.9%
Delaware1.8%2.5%−0.7%5.3%3.7%3.9%
District of Columbia0.4%0.8%0.4%2.3%4.5%4.3%
Florida3.2%0.4%10.9%8.4%9.6%4.9%
Georgia4.9%3.6%2.4%3.8%4.2%5.5%
Hawaii2.0%2.7%1.8%0.6%3.1%1.8%
Idaho2.4%2.6%2.5%2.3%4.8%12.3%
Illinois4.1%3.6%3.5%3.6%6.4%18.5%
Indiana0.8%1.3%0.7%2.8%5.5%12.2%
lowa1.3%2.2%1.8%4.7%7.7%13.5%
Kansas2.8%2.1%2.5%4.1%4.7%8.7%
Kentucky0.0%0.7%−0.2%1.2%4.4%11.7%
Louisiana0.6%0.0%−0.9%3.6%6.5%13.7%
Maine1.7%0.5%0.9%1.1%1.2%6.0%
Maryland4.4%3.3%2.4%4.8%6.0%7.7%
Massachusetts2.0%2.1%1.6%0.4%4.5%10.6%
Michigan1.0%0.9%1.1%1.1%3.4%10.7%
Minnesota2.7%3.2%2.2%4.3%6.7%15.3%
Mississippi2.1%1.2%0.8%1.9%4.0%3.9%
Missouri4.2%2.4%1.7%2.7%6.3%8.6%
Montana3.8%1.6%4.3%4.2%6.9%9.4%
Nebraska5.3%4.4%4.7%5.1%6.7%15.1%
Nevada3.4%3.1%2.4%3.1%1.4%6.1%
New Hampshire2.3%1.6%1.1%0.8%4.0%7.0%
New Jersey2.1%1.4%0.1%2.8%3.7%4.5%
New Mexico5.0%2.9%2.7%2.8%6.6%11.4%
New York1.9%2.5%1.5%2.3%3.2%6.4%
North Carolina6.1%0.3%2.9%1.9%12.3%9.0%
North Dakota1.7%0.8%1.3%1.4%2.4%8.1%
Ohio0.3%0.4%1.2%3.8%5.8%9.3%
Oklahoma4.1%1.4%3.6%3.1%10.7%14.0%
Oregon3.5%2.3%1.1%5.2%10.3%16.5%
Pennsylvania−0.3%1.1%1.0%2.4%5.0%7.0%
Rhode Island4.4%2.9%2.8%2.8%5.1%12.1%
South Carolina0.3%0.3%0.9%0.6%2.1%4.7%
South Dakota5.0%3.2%3.6%5.0%7.5%11.3%
Tennessee2.0%0.8%1.4%1.8%4.6%11.0%
Texas5.4%3.4%2.3%5.1%10.7%23.3%
Utah5.2%3.4%2.4%4.3%8.5%20.3%
Vermont1.4%−0.1%0.3%−0.4%1.1%3.3%
Virginia5.7%2.7%3.1%3.4%4.8%10.4%
Washington3.6%2.9%2.0%2.0%3.2%14.0%
West Virginia1.9%−0.1%−0.8%0.6%2.2%4.8%
Wisconsin1.2%0.1%0.6%0.8%5.2%12.3%