Loan Interest Rates and Closing Costs - All Originations

Closing fees are collected under several categories:

- Total loan costs or Total points and fees (this includes the origination fee as well as charges for other services related to closing)
- Origination charges (this amount is also included in total loan costs)
- Discount points (points paid to lower the interest rate)
- Lender credits (this is a credit to the borrower)

All figures are averages.

All Originations   Home Purchases   Refinances   Home Equity and Home Improvement